Data Privacy — DPA gives borrowers real, enforceable rights.

RA 10173 (Data Privacy Act) — access, rectify, delete, and complain to NPC.

Top 3 facts you should know:
1. Personal data includes ID, location, phonebook, photos, biometrics.
2. Consent must be informed, specific, freely given.
3. You can demand a copy of all data the company holds on you.

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