GPS Kill-Switch Lending — Remote engine cut-off without a court order.

MCCS-style devices remotely disable financed vehicles — Grab, Angkas, tricycles, delivery bikes — bypassing due process.

Top 3 facts you should know:
1. Repossession in PH requires either consent or a court writ.
2. Remote engine disable without notice raises safety + due process issues.
3. GPS data collected by lenders is personal data under DPA.

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