Online Lending Apps — Phonebook scraping and debt-shaming are illegal.

SEC MC 18-2019 prohibits contact-list harvesting and threatening messages by online lending apps.

Top 3 facts you should know:
1. SEC MC 18-2019 prohibits contact-list scraping and harassment.
2. Threatening, obscene, or shaming messages to borrowers/contacts are violations.
3. Public posting of borrower's photo + 'scammer' label = libel + DPA violation.

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