Pawnshop & Remittance Overcharge — FX gaps and appraisal disparities are documentable.

Side-by-side comparisons reveal pawnshop and remittance overcharges across OFW corridors and city branches.

Top 3 facts you should know:
1. Pawnshops are BSP-supervised since 2018.
2. Service charges + interest must be disclosed before pawning.
3. Pawnshops must give a pawn ticket with all material terms.

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