{"topic":"gps_kill_switch","label":"GPS Kill-Switch Lending","script_60s":"[0:00] HOOK — 'Remote engine cut-off without a court order.'\n[0:05] You've seen the ads. You've signed the contract. Pero alam mo ba ang totoo?\n[0:12] Repossession in PH requires either consent or a court writ. (Civil Code Art. 1484 (Recto Law); Rules of Court Rule 60 (Replevin).)\n[0:25] Pag pinatay ang motor mo habang nasa kalye, delikado at labag sa karapatan.\n[0:35] GPS data collected by lenders is personal data under DPA.\n[0:45] May libreng tools sa labanph.org. Free letter builder. Free filing guide.\n[0:55] May reklamo ka? File mo. Hindi ka nag-iisa.\n[1:00] CTA: labanph.org — boses ng kumakayod.","script_30s":"[0:00] HOOK — Remote engine cut-off without a court order.\n[0:05] Walang court order, walang pirma mo, hindi pwedeng kunin ang sasakyan.\n[0:12] Remote engine disable without notice raises safety + due process issues.\n[0:20] Free tools sa labanph.org. Walang bayad para mag-file.\n[0:28] CTA: tag mo si labanph kapag may reklamo ka.","caption":"GPS Kill-Switch Lending — Remote engine cut-off without a court order.\n\nMCCS-style devices remotely disable financed vehicles — Grab, Angkas, tricycles, delivery bikes — bypassing due process.\n\nTop 3 facts you should know:\n1. Repossession in PH requires either consent or a court writ.\n2. Remote engine disable without notice raises safety + due process issues.\n3. GPS data collected by lenders is personal data under DPA.\n\nFree filing tools: labanph.org\nDM @labanph for help with your case.","hashtags":["#LabanPH","#ConsumerRightsPH","#Gpskillswitch","#KonsyumerLaban","#PinoyAdvocacy"],"b_roll":["Phone screen showing gps kill-switch lending contract / app permissions screen.","Hands signing a paper contract (close-up).","labanph.org homepage scroll on mobile (call-to-action shot)."],"music_advice":"Use a royalty-free Tagalog spoken-word or instrumental track at -14 LUFS for TikTok/Reels.","fact_check_url":"https://labanph.org/cases"}